1. Exchange your Identity Card and license details with the other party who is also involved in the accident. Make sure to also note down the other car's registration number and the name of the road on which the accident took place.
2. Within the next 48 hours you must make a police report if you intend to make a claim from your insurer or a third party claim from the other party' insurer. Failure to do so may result in a summon being issued against you. If you decide not to make a police report you must get the same agreement from the other party involved. If the other parties make a police report and you don't, again, you may get a summon issued against you.
3. Bring your police report, your car registration card, insurance certificate, Identity Card and driving license to your insurer and inform them that you'd like to make a claim. They will give you one or two forms which you need to fill in. You are also sometimes interviewed. Once this is completed you will be given a letter which you need to take to your workshop. If you do not know which workshop to go to, you may ask the insurer to recommend one for you. Whatever it is, to avoid complication in the process and delay in the repair, always make sure that you send your car to a workshop that is in your insurer's panel list.
4. Take your car and the letter issued by your insurer to the workshop. If this is the insurer's panel, they should be able to start repairing your car immediately.
One rule of thumb with regard to car accident: If you crash into another, automatically you will get a summon for RM300, and vice versa.
My recent police report. Click to enlarge.
No comments:
Post a Comment